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0Erinome:Hello dear friends, today we are going to talk about the new social insurance rules in China. They start on September 1st! I'm Erinome.
Enceladus:Hi everyone! I'm Enceladus. Oh, social insurance rules? I know many people pay "shebao" every month, but I'm not sure what the new changes are.
Erinome:Right! Let's start with the first big change. Do you know "shebao" base? It's about how much salary is used to calculate insurance payments. Now, workers must sign to confirm this base!
Enceladus:Sign confirmation? Like, the company can't just decide alone?
Erinome:Exactly! For example, in Henan Province, the tax office said companies must let workers sign to confirm their salary for shebao. And Changchun city also has the same rule.
Enceladus:Oh, that's important! Because if the company reports a lower salary, workers might get less pension later, right?
Erinome:Yes! So workers need to check and sign. The company must keep the signed papers too. No more hiding or lying about salaries!
Enceladus:Wow, that protects workers. What else is new?
Erinome:Another big thing: "voluntarily giving up shebao" is now totally illegal! Even if a worker signs a paper saying "I don't want shebao, give me cash instead", that paper is useless.
Enceladus:Really? I heard some people did that before. They thought getting more cash now is better.
Erinome:But the Supreme People's Court said no! Both the company and worker can't do that. If the company doesn't pay shebao, they have to pay back all the missed payments. And pay compensation to workers!
Enceladus:Compensation? How much?
Erinome:For each year the worker worked, the company pays one month's salary. If less than 6 months, half a month's salary. Oh no, that's a big punishment!
Enceladus:So companies can't avoid paying shebao anymore. What about small companies, like small restaurants or shops?
Erinome:They have to follow too! Some small companies might worry about higher costs. Maybe they have to cut other expenses.
Enceladus:And what about workers? I read some are worried. Like those with flexible jobs, maybe nannies or shop assistants.
Erinome:Yes! For example, some "peidu jiazhang" (parents who move to take care of kids studying) have part-time jobs. They worry: will the boss cut their salary to pay shebao? Then they get less cash for rent and food.
Enceladus:Oh, that's sad. Or maybe the boss will fire them to save money?
Erinome:That's their fear. But on the other hand, shebao is good for their future! Like pension when old, medical insurance when sick. You know that?
Enceladus:Right! Shebao includes five insurances and one fund—"wuxian yijin". Pension, medical, unemployment, work injury, maternity insurance, and housing fund. All very useful!
Erinome:Exactly! For medical insurance, it helps pay hospital bills. For pension, you get money every month when you retire. Even if you feel it's a burden now, it's a safety net later.
Enceladus:So the new rules are strict, but for long-term security.
Erinome:Yes! The government wants to make sure everyone has shebao. No more "luck" or "boss's kindness"—it's the law now.
Enceladus:What should workers do if their company doesn't follow the rules?
Erinome:They can check their shebao records with the electronic shebao card. If something is wrong, complain to the shebao office. Many cities have online channels now, so it's easier to get help.
Enceladus:That's good. So workers have ways to protect themselves.
Erinome:Absolutely! And remember, "shebao" isn't just for big companies. Even small shops with workers must pay. No exceptions!
Enceladus:Hmm. So both workers and companies need to learn the new rules.
Erinome:Yes! For workers: check your salary confirmation, don't sign "give up shebao" papers. For companies: pay shebao on time, or face big fines.
Enceladus:It's a big change, but maybe better for everyone in the future. No more worrying about old age or getting sick without insurance.
Erinome:Exactly! Shebao is like a group savings plan—we help each other when in need.
Enceladus:Well, I think that's the key points. The new rules start September 1st, so everyone should pay attention!
Erinome:Yes! Protect your rights, and think about your future. Okay, that's it for today. Let's talk again next time!
Enceladus:Bye everyone! Stay informed and stay safe!
