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add a lot of tone to change the way of saying
"I might be ok but I'm not fine " points out of that they have a different meaning
I'm okay: it means I'm not great but not terrible
Ex:
A: hey! how are you?
B: I'm okay!
A: oh man! What's going on?anything i can help with?
Ex:
A: hey! How are you?
B: I'm ok!
A: yeah! busy week?
I'm fine: this one is more positive than I'm okay better than okay (how fine you are depending on the voice your using)
Ex:
A: hey! How are you?
B: I'm fine
A: yeah! tough week?
Ex:
A: are you okay?
B: yes! I'm fine! I think i just rolled it
A: oh! I'll grab a ice bag!
fine has a more positive connotation so it's better to use are you okay
Ex: you are okay? (to encourage someone, keep someone from panicking)
Ex:
A:you are okay? It's gonna be okay! let me help you!
You are fine! (we can't use it when sb is injured)
Role play:
A:hey! Lidsay you looked a bit stressed! Is everything okay?
B:oh yeah! I'm okay i guess, it's just been a long week my car broke down and my friends visiting from out of town so it's terrible timing!
A:oh no! I'm sorry to hear it! were you able to get your car fixed?
B:it's fine now! I had to get a rentel where i was on the shop and on the top of that we were playing soccer and my friend that visiting sprained her ankle
A:oh crazy! Is she okay?
B: yeah! she thought it was broken and freaked out i was trying to calm her down saying you okay? It's gonna be okay! we took her to X-ray give her a bruise she's been on crushed past few days
A: what a week!
B:what about your week?hopefully your week nothing like mine!
A:yeah I'm fine I had a a bit hectic week too! but nothing like you've been going through
B:yeah!