A Dog Called Money|小狗钱钱
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原著作者|博多·舍费尔
- Kira was an ordinary little girl
- Her family was average and her parents always argued about money
- She wanted a new bike and a trip to America but didn't know how to do it
- Later Kira saved an injured little dog
- She named the dog Money
- To her surprise Money could actually talk
- And Money knew a lot about wealth and money rules
- After Money got well he stayed with Kira every day
- He saw Kira's worries and wanted to help her
- Money asked Kira to write down three biggest wishes
- Kira wrote buy a bike go to America and help parents pay debt
- Then Money taught Kira to make Dream Piggy Banks and a Dream Album
- Looking at them every day reminded her to save for her wishes
- After Kira did this she stopped spending money recklessly
- But a few days later Kira lost her confidence again
- She felt she could never make her wishes come true
- Money gave her a notebook and asked her to keep a Success Diary
- Write three things every day even small ones are okay
- Like I didn't buy snacks today or I saved one dollar today
- Slowly Kira became more and more confident
- One day Kira and Money went for a walk in the country
- They saw a goose laying eggs on a farm
- Money told Kira the story of the Goose and the Golden Egg
- The money you save is the Goose and the interest is the Egg
- Eating the Goose means spending all your money and no more eggs
- Take care of the Goose and you have extra income without working
- Kira understood at once and began to raise her own Goose
- The Goose here is the capital she saved and didn't spend
- But Kira had no income so the bank filled up slowly
- Money guided her to find things she could do to earn money
- Kira helped neighbors walk dogs and helped stores hand out flyers
- She slowly earned money to save for dreams and feed her Goose
- Kira also heard her parents worrying about their debt
- She asked Money for help and Money gave four debt rules
- One do not borrow new money and cancel extra credit cards
- Two pay off the debt with the highest interest first
- Three save money for dreams while paying debt to keep hope
- Four only borrow money to make more money not for buying things
- Her parents followed the rules and the home became happy again
- As days passed Kira's wishes came true one by one
- She bought the bike and saved enough for the trip
- Her Goose grew stronger and kept laying more eggs
- The stronger the Goose the more interest she gained
- Kira also became confident and responsible
- She even shared the money rules with her friends
- Kira finally understood that managing money is not just for being rich
- It is about not being anxious and living happily with family
- The author tells us that financial intelligence has no age limit
- Set goals keep saving and work hard to create value
- With the right wealth mindset you will benefit for a lifetime